322 NE 20th Street, Cape Coral, FL 33909

$549,900
4
BD
3
BA
2,264
SqFt

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List Price
$549,900
Listing Price
$549,900
Price Change
▲ $20,000 1789869228
Days on Market
45
MLS#
2026034667
Bedrooms
4
Bathrooms
3
Living Sq. Ft
2,264
Property Class
Single Family Residential
Elementary School
SCHOOL CHOICE
Middle School
SCHOOL CHOICE
High School
SCHOOL CHOICE
Building Design
Single Family
Status Type
Under Construction
Status
ACTIVE
County
Lee
Region
CC31 - Cape Coral Unit 17,31-36,
Development
Cape Coral
Subdivision
Cape Coral

Property Description

Custom Waterfront Luxury on a Freshwater Canal – Estimated Completion December 2026! Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill. Interior Features & Multi-Generational Layout Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area. Outdoor Oasis & Climate-Controlled Garage Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached 2-car garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint. Efficiency, Tech & Construction Full energy-efficient, Low-E impact glass on all exterior windows and doors. Ring security system included for both the front and backyard. 2-10 Home Warranty included for complete peace of mind. Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation. Exclusive Promotions & Financing Incentives Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system. Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI). First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program. Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.

Additional Information

Year Built
2026
Garage Spaces
2
furnished
Unfurnished
Pets
Yes
Amenities
None
Community Type
None
View
Canal
Waterfront Description
Seawall
Pool
Yes
Building Description
1 Story/Ranch
Lot Size
0.244
Construction
Block, Concrete, Stucco
Rear Exposure
SW
Roof
Shingle
Flooring
Tile
Exterior Features
Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Grill
Sewer
Septic Tank
Cooling
Heat Pump
Interior Features
Built-in Features, Bedroom on Main Level, Family/Dining Room, French Door(s)/Atrium Door(s), Kitchen Island, Living/Dining Room, Multiple Primary Suites, Cable TV, Walk-In Closet(s)
Waterfront
Yes
Furnished Description
Unfurnished

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The data relating to real estate for sale on this limited electronic display comes in part from the Southwest Florida MLS Listing Service. Properties listed with brokerage firms other than our company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program. The source of this real property information is the copyrighted and proprietary database compilation of the participating Southwest Florida MLS organizations and is Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. Some properties that appear for sale on this limited electronic display may no longer be available. Data last updated .