4317 NW 40th Terrace, Cape Coral, FL 33993

$324,999
4
BD
2
BA
1,712
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$324,999
Listing Price
$324,999
Price Change
▼ $12,401 1790056395
Days on Market
153
MLS#
2026019635
Bedrooms
4
Bathrooms
2
Living Sq. Ft
1,712
Property Class
Single Family Residential
Building Design
Single Family
Status Type
Resale
Status
ACTIVE
County
Lee
Region
CC43 - Cape Coral Unit 58,59-61,76,
Development
Not Applicable
Subdivision
Not Applicable

Property Description

Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

Additional Information

Year Built
2007
Garage Spaces
2
furnished
Negotiable
Pets
Yes
Amenities
None
Community Type
None
Waterfront Description
None
Building Description
None
Lot Size
0.23
Construction
Block, Concrete, Stucco
Rear Exposure
N
Roof
Shingle
Flooring
Tile
Exterior Features
Fence, Security/High Impact Doors, Sprinkler/Irrigation, Room For Pool, Storage
Water
Well
Sewer
Septic Tank
Cooling
Central Air, Ceiling Fan(s), Electric
Interior Features
Bedroom on Main Level, Cathedral Ceiling(s), Dual Sinks, Kitchen Island, Living/Dining Room, Pantry, Shower Only, Separate Shower, Walk-In Closet(s), Window Treatments, Split Bedrooms
Furnished Description
Negotiable

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Courtesy of Trend Realty

The data relating to real estate for sale on this limited electronic display comes in part from the Southwest Florida MLS Listing Service. Properties listed with brokerage firms other than our company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program. The source of this real property information is the copyrighted and proprietary database compilation of the participating Southwest Florida MLS organizations and is Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. Some properties that appear for sale on this limited electronic display may no longer be available. Data last updated .